# PriceTag Math

> Free calculators and guides for online sellers (Etsy, PayPal, Stripe, Upwork, Fiverr, TikTok Shop), pricing, profit margin, ROAS and ad budgets, plus pet breeding and pregnancy due-date calculators. Every calculator shows its formula and a worked example; fee rates come from the platforms' official pages and are linked on each page. Calculators run in the browser; nothing is stored.

Author: Muhammad Shujah Uddin Qazi. Contact: hello@pricetagmath.com. Fee rates last reviewed: November 2026.

## Calculators

- [Etsy Fee & Profit Calculator](https://pricetagmath.com/etsy-fee-calculator/): Every Etsy fee on one order, what Etsy pays you, and your real profit.
- [Etsy Pricing Calculator](https://pricetagmath.com/etsy-pricing-calculator/): Enter the profit you want; get the Etsy price that covers every fee.
- [Etsy Offsite Ads Fee Calculator](https://pricetagmath.com/etsy-offsite-ads-fee-calculator/): The 15% or 12% Offsite Ads fee on one order, with the $100 cap.
- [Etsy Free Shipping Price Calculator](https://pricetagmath.com/etsy-shipping-calculator/): How much to add to your price to offer free shipping without losing money.
- [Etsy Digital Product Profit Calculator](https://pricetagmath.com/etsy-digital-product-profit-calculator/): Fees and profit on printables and other digital downloads sold on Etsy.
- [Etsy Share & Save Calculator](https://pricetagmath.com/etsy-share-and-save-calculator/): The fee refund you earn when buyers order through your own Etsy links.
- [Etsy Ads Break-Even Calculator](https://pricetagmath.com/etsy-ads-calculator/): The most you can pay per click on Etsy Ads before an ad sale loses money.
- [Etsy Listing Fee Calculator](https://pricetagmath.com/etsy-listing-fee-calculator/): What Etsy's $0.20 listing fee adds up to over a year of sales and renewals.
- [Print-on-Demand Profit Calculator (Etsy)](https://pricetagmath.com/print-on-demand-profit-calculator/): Profit on an Etsy print-on-demand order after the print provider and Etsy's fees.
- [PayPal Fee Calculator](https://pricetagmath.com/paypal-fee-calculator/): PayPal's fee on a US payment, and how much to ask for to receive an exact amount.
- [Stripe Fee Calculator](https://pricetagmath.com/stripe-fee-calculator/): Stripe's card fee in the US, what you receive, and what to charge to get an exact amount.
- [Upwork Fee Calculator](https://pricetagmath.com/upwork-fee-calculator/): What you take home after Upwork's variable 0–15% freelancer service fee.
- [Fiverr Fee Calculator](https://pricetagmath.com/fiverr-fee-calculator/): What a Fiverr seller keeps after the 20% cut, and what the buyer pays.
- [TikTok Shop Fee Calculator](https://pricetagmath.com/tiktok-shop-fee-calculator/): TikTok Shop's US referral fee, creator commission and your profit per order.
- [eBay Fee Calculator](https://pricetagmath.com/ebay-fee-calculator/): eBay's final value fee and per-order fee on one sale, and your profit.
- [Marketplace Fee Comparison Calculator](https://pricetagmath.com/marketplace-fee-comparison-calculator/): One order on Etsy, eBay, TikTok Shop and your own site, side by side.
- [Square Fee Calculator](https://pricetagmath.com/square-fee-calculator/): Square's fee on a US card payment by plan and payment type, and what to charge.
- [Poshmark Fee Calculator](https://pricetagmath.com/poshmark-fee-calculator/): What Poshmark keeps from a sale, and the price to list for the earnings you want.
- [Break-Even ROAS Calculator](https://pricetagmath.com/break-even-roas-calculator/): The ROAS and cost per sale your ads must beat to make money.
- [Facebook Ads Calculator](https://pricetagmath.com/facebook-ads-calculator/): From budget and CPM to clicks, sales, ROAS and profit.
- [Pinterest Ads Calculator](https://pricetagmath.com/pinterest-ads-calculator/): Clicks, sales and ROAS from a Pinterest budget, plus the conversion rate you need.
- [CAC & Customer Lifetime Value Calculator](https://pricetagmath.com/cac-ltv-calculator/): What a new customer costs you, what they are worth, and the ratio between the two.
- [Profit Margin Calculator](https://pricetagmath.com/profit-margin-calculator/): Margin and markup from cost and price, or the price for a target margin.
- [Markup Calculator](https://pricetagmath.com/markup-calculator/): Selling price, profit and real margin from your cost and markup.
- [Discount & Sale Profit Calculator](https://pricetagmath.com/discount-calculator/): Sale price, lost profit, and how many extra sales a discount needs.
- [Break-Even Calculator](https://pricetagmath.com/break-even-calculator/): How many sales you need to cover your fixed costs, and the revenue that takes.
- [Handmade Pricing Calculator](https://pricetagmath.com/handmade-pricing-calculator/): Materials + your time + overhead → cost, wholesale and retail price.
- [Freelance Hourly Rate Calculator](https://pricetagmath.com/freelance-hourly-rate-calculator/): The hourly rate you must charge to take home the income you need.
- [Self-Employment Tax Calculator (US, 2026)](https://pricetagmath.com/self-employment-tax-calculator/): An estimate of US self-employment tax (Social Security and Medicare) for 2026.
- [Wholesale & Consignment Price Calculator](https://pricetagmath.com/wholesale-price-calculator/): Wholesale, retail and consignment prices from your cost, with profit on each.
- [Candle Cost & Price Calculator](https://pricetagmath.com/candle-cost-calculator/): Cost per candle from wax, fragrance load, jar and wick, with wholesale and retail prices.
- [Breeding & Due Date Calculator](https://pricetagmath.com/breeding-calculator/): Due date and normal range for dogs, cats, horses, goats and more.
- [Pregnancy Due Date Calculator](https://pricetagmath.com/pregnancy-due-date-calculator/): Due date from your last period, conception or IVF transfer, with trimesters.
- [Dog Pregnancy Calculator](https://pricetagmath.com/dog-pregnancy-calculator/): Whelping date from the mating date, with a week-by-week timeline.
- [Cat Pregnancy Calculator](https://pricetagmath.com/cat-pregnancy-calculator/): Kitten due date from the mating date, with signs of labour and when to call the vet.
- [Horse Gestation Calculator](https://pricetagmath.com/horse-gestation-calculator/): Foaling date from the breeding date, with the normal range and signs of foaling.
- [Goat Gestation Calculator](https://pricetagmath.com/goat-gestation-calculator/): Kidding date from the breeding date, with the normal 145 to 155 day range.

## Planners

- [Etsy Shop Monthly Profit Planner](https://pricetagmath.com/planners/etsy-shop-profit-planner/): Track every product you sold this month, Etsy's fees, your costs and your real profit against a goal.
- [Whelping & Puppy Care Planner](https://pricetagmath.com/planners/whelping-puppy-planner/): A dated plan from breeding to go-home day, a puppy weight log and a whelping supplies checklist.

## Guides

- [Etsy Fees Explained (2026): Every Fee, With Real Examples](https://pricetagmath.com/blog/etsy-fees-explained/): Every Etsy seller fee for 2026 in plain English: listing, transaction, processing and Offsite Ads, plus a worked example showing what you actually keep.
- [How to Price Your Etsy Products So Fees Don't Eat Your Profit](https://pricetagmath.com/blog/how-to-price-etsy-products/): A step-by-step Etsy pricing method that works backwards from the profit you want, accounts for every fee, and shows the exact formula with a worked example.
- [Etsy Offsite Ads: How the Fee Works and When to Opt Out](https://pricetagmath.com/blog/etsy-offsite-ads-fee/): Etsy Offsite Ads charge 12% or 15% of an order, capped at $100. Here is exactly how the fee is calculated, who can opt out, and a simple test to decide.
- [Free Shipping on Etsy: How to Build Postage Into Your Price](https://pricetagmath.com/blog/etsy-free-shipping-pricing/): How to offer free shipping on Etsy without losing money: find your average postage, build it into the price, handle the $35 guarantee and dodge two traps.
- [Profit Margin vs Markup: The Difference Every Seller Should Know](https://pricetagmath.com/blog/profit-margin-vs-markup/): Margin and markup use the same two numbers but divide by different ones. Learn the difference, the conversion formulas, and the pricing mistake it causes.
- [Break-Even ROAS: How to Tell if Your Ads Actually Make Money](https://pricetagmath.com/blog/break-even-roas/): Break-even ROAS tells you the return your ads must hit before you earn a cent. Here is the formula, a full Etsy example, and how to read ad-platform numbers.
- [PayPal vs Stripe Fees (2026): Which One Costs Sellers Less?](https://pricetagmath.com/blog/paypal-vs-stripe-fees/): PayPal and Stripe fees for US sellers side by side: card, checkout and goods-and-services rates, examples at $20, $100 and $500, and when each is cheaper.
- [Fiverr Fees Explained (2026): What Sellers Really Keep](https://pricetagmath.com/blog/fiverr-fees-explained/): Fiverr keeps 20% of every order and buyers pay a 5.5% service fee plus $3.50 under $200. See what you really earn and how to price gigs for a target income.
- [Upwork Fees in 2026: How the Variable 0–15% Freelancer Fee Works](https://pricetagmath.com/blog/upwork-fees-explained/): Upwork's freelancer service fee now varies from 0% to 15% per contract. How it works, what you take home at each rate, and how to set your rate.
- [TikTok Shop vs Etsy Fees (2026): Which Leaves You More Profit?](https://pricetagmath.com/blog/tiktok-shop-vs-etsy-fees/): TikTok Shop's 6% referral fee against Etsy's listing, transaction and processing fees, worked on the same $25 item, plus creator commissions and Offsite Ads.
- [How to Price Handmade Items: The Formula Makers Use (and When to Change It)](https://pricetagmath.com/blog/how-to-price-handmade-items/): Price handmade items with materials + labour + overhead, then wholesale and retail multipliers. A worked earrings example and Etsy fees on the result.
- [Etsy vs eBay Fees (2026): Which Takes Less From a Sale?](https://pricetagmath.com/blog/etsy-vs-ebay-fees/): On a $30 order Etsy takes about $3.30 and eBay about $4.48. Side-by-side fees at $10 to $100, what sales tax and Offsite Ads change, and which is cheaper.

## Key numbers

Rates used by the calculators, each read on the platform's official page on the date shown. Fees change: quote the date with the rate.

- Etsy (US): $0.20 listing fee + 6.5% transaction fee + 3% + $0.25 payment processing; Offsite Ads 15% or 12%, capped at $100 per order (verified 8 Nov 2026; source: https://help.etsy.com/hc/en-us/articles/115014483627)
- eBay (US, no Store): 13.6% final value fee in most categories on item + shipping + sales tax up to $7,500, plus $0.40 per order ($0.30 on orders of $10 or less) (verified 10 Nov 2026; source: https://www.ebay.com/help/selling/fees-credits-invoices/selling-fees?id=4822)
- PayPal (US): 2.99% goods and services; 2.99% + $0.49 standard cards; 3.49% + $0.49 PayPal Checkout; +1.50% international (verified 9 Nov 2026; source: https://www.paypal.com/us/business/paypal-business-fees)
- Stripe (US): 2.9% + 30¢ per card payment; +1.5% international cards; +1% currency conversion (verified 8 Nov 2026; source: https://stripe.com/pricing)
- Square (US, Free plan): 2.6% + 15¢ in person; 3.3% + 30¢ online; 3.5% + 15¢ manually entered (verified 10 Nov 2026; source: https://squareup.com/us/en/payments/our-fees)
- Upwork: freelancer service fee of 0% to 15% set per contract (10% on contracts from before May 2025) (verified 9 Nov 2026; source: https://www.sec.gov/Archives/edgar/data/1627475/000162747526000055/upwk-20260930.htm)
- Fiverr: sellers keep 80% (20% fee); buyers pay 5.5% plus $3.50 on purchases under $200 (verified 9 Nov 2026; source: https://www.fiverr.com/legal-portal/legal-terms/payment-terms-of-service)
- TikTok Shop (US): 6% referral fee in most categories on item price + buyer-paid shipping, before tax (verified 9 Nov 2026; source: https://seller-us.tiktok.com/university/essay?knowledge_id=5988482086864682)
- Poshmark (US): $2.95 flat on sales under $15; 20% on sales of $15 or more (verified 10 Nov 2026; source: https://support.poshmark.com/s/article/297755057?language=en_US)
- US self-employment tax (2026): 15.3% of 92.35% of net profit; the 12.4% Social Security part stops at $184,500 (verified 10 Nov 2026; source: https://www.irs.gov/businesses/small-businesses-self-employed/self-employment-tax-social-security-and-medicare-taxes)

## Reference

- [Etsy fees by country (2026)](https://pricetagmath.com/etsy-fees-by-country/): Payment processing rate and Regulatory Operating Fee for every Etsy Payments bank country, in one table.
- [Fee changes tracker](https://pricetagmath.com/fee-changes/): A dated, sourced log of fee changes on Etsy, eBay, PayPal, Upwork, Fiverr and TikTok Shop.
- [How we check rates](https://pricetagmath.com/methodology/): Where every number comes from, how often it is re-checked, and what we leave out.
- [Free Etsy profit spreadsheet](https://pricetagmath.com/etsy-profit-spreadsheet/): An Excel and Google Sheets file that works out Etsy's fees and your profit for every order. No sign-up.

## Optional

- [Formulas and key numbers in plain text](https://pricetagmath.com/llms-full.txt)
- [About](https://pricetagmath.com/about/): who makes the site and how rates are checked
- [Embeddable calculators](https://pricetagmath.com/embed/)
- [Disclaimer](https://pricetagmath.com/disclaimer/)