Stripe's standard US pricing
Stripe's pricing page lists 2.9% + 30¢ per successful charge for domestic cards. Extra percentages are added in some cases: +0.5% for manually entered cards, +1.5% for international cards and +1% if currency conversion is required. Tick the boxes that apply. Businesses with custom pricing can change the rates under Fee rates.
Stripe fee = payment × (2.9% + extras) + $0.30
You receive = payment − fee
To receive X, charge (X + $0.30) ÷ (1 − rate)
You receive = payment − fee
To receive X, charge (X + $0.30) ÷ (1 − rate)
Examples
| Case | Payment | Fee | You receive |
|---|---|---|---|
| US card, $100 | $100.00 | $3.20 | $96.80 |
| You need $100 to arrive | $103.30 | $3.30 | $100.00 |
| International card, $100 | $100.00 | $4.70 | $95.30 |
| International card + conversion, $100 | $100.00 | $5.70 | $94.30 |
Tips
- Mind the 30¢ on small sales. On a $5 charge the fee is about 45 cents, roughly 9% of the payment.
- Other payment methods differ. ACH, wallets and other methods have their own prices on Stripe's pricing page; this calculator covers cards.
- Refunds and disputes. Check Stripe's pricing page for how fees work on refunds and for the dispute fee before planning tight margins.
Frequently asked questions
How much does Stripe take from $100?
On a US card at the standard rate, $3.20 (2.9% + $0.30), so you receive $96.80.
Does Stripe charge more for international cards?
Yes. Stripe's pricing page lists an extra 1.5% for international cards and another 1% if currency conversion is needed.
How do I pass the Stripe fee to the customer?
Use the second mode to see the amount that leaves you with your target. Card surcharging rules vary by state and card network, so check them before adding a fee at checkout.
Sources
Last reviewed: November 2026 · By Muhammad Shujah